| Information
for Consumers
Certified
Trainers List
The
Importance of
Homeownership
The
Importance of
Homebuyer Education
Purchasing
a Home
through THDA
"Am
I Ready to Buy
a House?"
Homebuyers
Education
Sample Curriculum
Money Smart
Program
Outline
Statewide
Trainers
THBEI Trainer Resources
Materials
Order Form
Fiscal
Year Activity
Report (Form 9902)
Group
Training
Results (9902
Attachment A)
|
Since
the home purchase process can be costly and complex, THDA requires
homebuyer education for all Great Start and Great Advantage applicants and encourages
it for all consumers considering homeownership. The Agency’s
purpose not only is to assist people with purchasing homes,
but also to help them become long-term, successful homeowners.
Consumers,
regardless of income, age or ethnicity, may be intimidated by the
home buying process. In-depth education and training prepares consumers
— emotionally and financially – for the commitment and
investment of buying a home, generally the largest purchase they will
ever make.
THDA
maintains a list of certified homebuyer education trainers who can
help consumers as they consider purchasing a home
The “Realizing the American Dream” homebuyer education
curriculum* used by these certified trainers addresses the following
four basic areas:
1. Budgeting and Credit
2. Shopping for a Home
3. Getting a Mortgage Loan
4. Keeping Your Home and Managing Your Finances.
Participation
in a “Realizing the American Dream” homebuyer education
class will help consumers understand the following:
-
The advantages and disadvantages of owning a home
-
Setting goals
-
How to budget and save
-
How much they can afford to pay for a home
-
The importance of good credit when they try to borrow money
-
How to find the right house in the right neighborhood
-
How to make an offer
-
The steps to getting a loan
-
How to maintain and protect their home after they move in
Tennesseans
interested in homeownership can find the names of certified trainers
in their area by clicking on the homebuyer education trainers’
list link. Trainers should be contacted early in the home buying process.
Early participation in a homebuyer education program can help consumers
make sound decisions as they make plans for a successful home buying
experience. For more information on HBE Resources, please contact
Vicki George, HBE Coordinator,
at 615/815-2085.
*The
“Realizing the American Dream” curriculum is a copyrighted
training product of the Neighborhood Reinvestment Training Institute.
|