Information for Lenders and Servicers
Lenders / Servicers
THDA Originating Agents (Lenders)
THDA was established by the Tennessee legislature through enactment of Tennessee Code Annotated Sections 13-23-101, et seq. Under the direction of a 19-member Board of Directors, the mission of THDA is to be the lead state agency promoting sound and affordable housing for people who need help.
THDA is not a direct lender to borrowers, but works with approved mortgage lenders
(“Originating Agents” or “OAs”) from across Tennessee to originate its loans. THDA underwrites loan applications submitted by OAs, and then commits to purchase pre-approved loans after they are closed and documented, or in some cases, table funds loans.
Originating Agents Guide
Most Recent OA Guide Revisions:
June 02, 2014 - Revision 88
May 21, 2014 - Revision 87
April 24, 2014 - Revision 86
March 27, 2014 - Revision 85
February 3, 2014 - Revision 84
January 31, 2014 - Revision 83
September 27, 2013 - Revision 82
August 1, 2013 - Revision 81
July 8, 2013 - Revision 80
June 25, 2013 - Revision 79
May 22, 2013 - Revision 78
April 3, 2013 - Revision 77
March 20, 2013 - Revision 76
Most Recent Memos to Originating Agents:
March 27, 2014 - Income Limits Change
January 31, 2014 - OA Guide January 2014
November 14, 2013 - Interest Rate Change
November 1, 2013 - Legally Enforceable Obligation Letter
Miscellaneous Information for Originating Agents:
Instructions for Lender Loan Query / Electronic Submission application
Recapture Tax Information
THDA Loan Servicers
New THDA loans must meet specific THDA and IRS program requirements, and must continue to comply with certain program requirements for the life of the loan. All loans funded or purchased by THDA are held in THDA’s portfolio. THDA loans must be serviced by approved THDA Servicers.
THDA Servicing Guide
Most Recent Servicing Guide Revisions:
November 28, 2006 - Revision 11
If you have any questions or need additional information, please contact
by email or the Single Family help desk at 615-815-2100.
404 James Robertson Parkway | Suite 1200 | Nashville, TN 37243-0900
General Information: 615-815-2200 | Toll Free: 800-228-THDA |
Housing Discrimination Complaints - TN Human Rights Commission: 800-251-3589
Please contact us if you need assistance utilizing this website or any parts therein.
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