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Community Programs

The Community Programs Division administers a variety of housing programs supported through federal, state and THDA funding. The Division awards grants to local governments and non-profit agencies to meet the housing needs of low income Tennesseans. 

Community Investment Tax Credit Program (CITC)
Financial institutions may obtain a credit against the sum total of taxes imposed by the Franchise and Excise Tax Laws when qualified loans, qualified investments, grants or contributions are extended to eligible housing entities for engaging in eligible low income housing activities. The amount of the credit shall be applied one time and will be based on the total amount of the loan, investment, grant, or contribution; or the credit may be applied annually for qualified loans and qualified low rate loans and will be based on the unpaid principal balance of the loan. 

Emergency Repair Program for the Elderly (ERP)
The Emergency Repair Program for the Elderly provides grants to low income, elderly homeowners who are 60 years or older to correct, repair, or replace essential systems and/or a critical structural problem. The purpose of the program is to stabilize the elderly homeowner’s residence by making rapid, essential repairs to make the home livable. This is not a comprehensive homeowner rehabilitation program. The program is administered state-wide through the nine development districts. 

Emergency Solutions Grant Program (ESG)
THDA administers the federally-funded Emergency Shelter Grant (ESG) Program to increase the number and quality of emergency shelters and transitional housing facilities for homeless individuals and families, to operate these facilities and provide essential social services, and to help prevent homelessness. ESG funds are awarded annually on a competitive basis to cities, counties and non-profit organizations outside Chattanooga, Knoxville, Memphis and Nashville-Davidson County. An applicant must apply for at least $35,000 and may apply for a maximum of $75,000 in ESG funding. THDA anticipates an ESG allocation in 2010 of approximately $1.5 million dollars. 

HOME Program
HOME funds are awarded annually through a competitive application process to cities, counties and non-profit organizations outside the local participating jurisdictions. Community Housing Development Organizations (CHDOS) are eligible to apply for State HOME funds only if the proposed project is outside most HOME participating jurisdictions. THDA anticipates an allocation of $15-$17 million in Fiscal Year 2010. 

Housing Trust Fund Competitive Grants
In 2006, the THDA Board of Directors voted to create the Housing Trust Fund to address the housing needs of the very low income, the elderly and the special needs populations of Tennessee. The Competitive Grants award funds to non-profit organizations, local governments, development districts, human resource agencies, public housing authorities and other departments within State government for eligible housing activities in the areas of homeowner rehabilitation, homeownership, and rental housing serving the target populations. 

Housing Modification and Ramp Program (HMR)
In 1999, THDA and United Cerebral Palsy of Middle Tennessee (UCP) began a joint venture to address home access challenges facing disabled residents of Tennessee through the Ramp Program.  The goal of the Ramp Program was to ensure that Tennessee residents with a disability were not confined to their residence due to the cost of a wheelchair ramp.  The Ramp Program became a part of THDA's Housing Trust Fund in 2007, and in 2010, the Ramp Program became the Housing Modification and Ramp Program to serve disabled Tennesseans.  HMR funds are awarded competitively on a two year cycle with the next Request for Proposal in early September 2012.

Neighborhood Stabilization Program (NSP)
The purpose of NSP is to provide emergency assistance to state and local governments to acquire and redevelop foreclosed properties that might otherwise become sources of abandonment and blight within their communities.

Weatherization Assistance Program (WAP)
The WAP is 100% federally-funded through a grant from the Federal Department of Energy.  The program provides funds to the states to assist with the weatherization of the homes of low income elderly and adults and families.

For more information, you may contact Coralee Holloway, Director of Community Programs at 615-815-2030.